What is a 4-Point Inspection and Why Insurance Companies Require It

palm trees and stone circle driveway

If you own an older home in Florida, your insurance company will likely ask for a 4-Point Inspection before issuing or renewing a policy. This inspection focuses on four key areas.

  1. Roof: Type, age, and condition.
  2. Electrical System: Panel, wiring, breakers, and safety concerns.
  3. Plumbing System: Pipe material, leaks, water heater condition.
  4. HVAC: Age and functionality of heating & cooling.

Why Insurance Companies Require It: These systems affect claim risk. Insurers need to know they are safe and functional.

Conclusion: A 4-Point Inspection is quick but important. At YourSide Home Inspection, we provide thorough 4-Point inspections that meet insurance requirements.

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